With supply in physical gold bullion, gold coins, and silver coins becoming tighter, we can see the premiums beginning to climb again as we saw in 2008. This maybe a seasonal thing combined with increasing demand and yet, low world spot prices. With demand in Asia and India are growing year over year.
Either way, if you are selling you will realize a better price. If you are buying you might have to pay a bit more than a few months ago, even though the world spot price has not moved much in the last few months.